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NPS Calculator
National Pension System Calculator
Minimum 40% must be invested in annuity for pension
Total Corpus at Retirement (Age 60)
₹1,13,96,627
Lump Sum Withdrawal
₹68,37,976
60% of corpus (Tax-free)
Estimated Monthly Pension
₹22,793
From 40% annuity investment
Total Invested
₹18,00,000
Returns Earned
₹95,96,627
Years to Retire
30 years
Annuity Amount
₹45,58,651
Investment Breakdown
Invested: 15.8%Returns: 84.2%
NPS Tax Benefits
Sec 80CCD(1): Up to ₹1.5 Lakh (within 80C limit)
Sec 80CCD(1B): Additional ₹50,000 deduction
Sec 80CCD(2): Employer contribution (10% of salary)
At Maturity: 60% lump sum is tax-free
* NPS offers one of the lowest fund management costs in the industry